With 2012 upon us, it’s time to make some resolutions for the new year. Every year most of us make unique and new resolutions. We plan it well and stay determined to fulfill those resolutions but somehow only a few have the strictness to keep them. Start by making realistic goals, developing a specific action plan and publicly declaring your goal.
No matter how successful you were in 2011, this will be your year to have a new beginning with fresh enthusiasm! If you haven’t made your list of resolutions yet, here are the top 10 New Year’s resolutions for 2012:
1. Lose weight
2. Get organized
3. Spend less, save more
4. Enjoy life to the fullest
5. Stay fit and healthy
6. Get a better education or job
7. Quit smoking
8. Volunteer to help others
9. Fall in love
10. Spend more time with family
If one of your resolutions is to spend less and save more, Unison can help you achieve that goal! Getting your debt under control is a great place to begin. Resolve to borrow responsibly. Start with your credit cards. Paying off your balance every month can save you hundreds in finance charges. Do you have multiple credit cards with a balance? Transfer your balances to either Unison’s Visa® Platinum or Visa® Platinum with Rewards credit card – both have a great rate! Finally, take a look at your mortgage. Home loan rates are at historic lows right now – refinancing could net you big savings every month and over the life of your loan.
So start creating your own list of resolutions and make a leap in your life this new year!